About Surety in Europe

About Us

We are a market leader for Contract & Commercial Surety Bonds, operating from offices in Europe and the UK, specialising in Surety since 1982.

Today we are one of the major European insurers in this line of business and  our long-term commitment to Surety reflects our ability to provide a high-quality service consistently, no matter the industry sector or size of the company. Be it a large public-listed company or a regional local business our underwriters are specialists with strong knowledge of your industry.

We Provide
Tokio Marine HCC can assist with your need to issue guarantees or letters of credit, traditionally provided by a bank, by replacing these with Surety Bonds. 

Examples of Bonds that we offer are below:
Contract Bonds: Commercial Bonds:
 - Performance Bonds  - Customs Bonds
 - (Advance) Payment Bonds  - Environmental Bonds
 - Retention Bonds  - Pension Bonds
 - Maintenance or Warranty Bonds  - Deferred Consideration Bonds
Surety Solutions for Banks:  
 - Undisclosed (MRPA)  
 - Disclosed (MRPA or direct participation)  

Using our unfunded services means lending facilities with your bank are liberated, freeing up your banking lines.  We can also work together with your bank and provide bespoke solutions.
Advantages for our Clients

We are specialists with strong knowledge of construction, project development, engineering & plant construction, shipbuilding, process industry, logistics, energy, waste disposal and much more. We secure quality and efficient handling in all client matters, with assistance from our international organisation.

Through direct or indirect channels, we accompany our clients at home and abroad focussing on their needs and the location of the beneficiaries. Most of our clients come from the countries where we have branches. We offer: 

  • Direct access to our specialist underwriters
  • Specialist in the construction and engineering industries
  • Speed of service
Advantages for our Beneficiaries: our Financial Strength
Strong. Stable. Steadfast. When disaster strikes, you rely on your insurer to help you pick up the financial pieces. How can you feel confident that your insurer will be there for you? Financial ratings are a good indicator. Updated annually, they provide an objective and current view of an insurer’s financial strength, and credit-worthiness and claims-paying ability.
Check our Financial ratings here.
Contract & Commercial Surety Bonds
Suretyship Structure


Why Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. Our products and capabilities set the standard for the industry, and many of our almost 3,000 employees are industry-leading experts. Each of our highly entrepreneurial businesses are equipped to underwrite special situations, companies and individuals, and acts autonomously to deliver effective solutions. 
Our financial strength ensures our clients will always be protected.

Our financial strength ensures our clients will always be protected.

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Tokio Marine HCC Product Breadth

Our holistic portfolio of products includes more than 100 classes of specialty insurance

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Tokio Marine HCC is part of Tokio Marine, a $31 billion company.

Tokio Marine HCC is part of Tokio Marine, a $31 billion company

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