Programme Features
- Financial capacity of up to €25 million (US$25 million or £15 million) per EPL policy
- Primary or excess
Best For
- Large enterprises
- Small / medium enterprises
- Category: Employment Practices
- Industry: Energy, Private Equity, Construction & Real Estate, Financial Institutions, Aerospace, Media & Technology
- Group: International Group
Growing awareness of individual employment rights and more stringent legislation provide employees with a platform to sue for wrongful employment practices, with ever-increasing success. This can result in dramatic losses of company assets. With compensation awards getting bigger and tribunal cases becoming more complex, employers are finding the need to safeguard their companies.
Summary of Coverage
Employment Practices Liability (EPL) insurance covers the company, its management and employees against claims brought by the company’s past, present and prospective employees alleging wrongful employment practices including:
- Breach of data protection laws
- Defamation
- Discrimination based on age, gender, race or other protected classes
- Retaliation
- Sexual or racial harassment
- Unlawful failure to employ or promote
- Wrongful termination
Tokio Marine HCC specialises in customising comprehensive EPL insurance programmes designed to protect our clients against employment-related claims and against the risk of large financial losses.
Available Coverages
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Our centralised and unified management structure promotes real-time interaction between our transnational teams of underwriting, claims and legal professionals. The fact that our assets are consolidated under “one roof” makes us institutionally quick: quick to respond; to provide intelligent advice, innovative solutions and efficient claims handling.
