Provided by Credit Group

Top-Up Credit

Not all insurers are created equal. If your current partner can’t go to the lengths you need, TMHCC is here to help.

Every insurer has their own appetite for risk. Sometimes, that appetite can’t meet your requirements.

TMHCC’s Top-Up policy offers you cover on a specific customer if you’re unable to obtain a sufficient credit limit from your existing credit insurer. 

It is designed to provide additional capacity so you can continue to trade if your current credit insurer has capacity constraints for any reason or where you are happy to take a share of the risk. It is designed, where appropriate, to integrate with your existing policy to provide seamless cover.

Best for

  • Contractors and Sub-Contractors
  • Distributors
  • Manufacturers
  • Trading Companies
  • Wholesalers

Highlights

  • Allows continuous trade with important customers

  • Direct access to both risk and commercial underwriters

  • Market-leading specialist claims service

  • Access to commercial debt collection services via our partner, Nelsons

  • Part of a large global insurance group, with a Very Strong rating by Standard & Poor's

  • Local personalised service and global reach 

 

Get in touch
Jerome Swinscoe
Jerome Swinscoe

President, HCC Credit Group

Ed Ashton
Edward Ashton

Senior Underwriter - Credit Group

Ray Massey
Ray Massey

Director of Credit - Trade Credit

Brochures

BROCHURE

Credit & Political Risk

Money and politics are two volatile exposures that can have a big impact on your bottom line. Count on our political and credit policies to shield your business from unpredictable circumstances.

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BROCHURE

Trade Credit Brochure

Our Trade Credit team offers deep expertise and a solid balance sheet, Tokio Marine HCC evaluates and manages risk like no-one else in the industry.

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Related products

Single or Multi Transation Credit

Don’t let your largest customer be your weakest point. Partner with TMHCC for the security your business needs.

Learn more
why-tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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