Provided by Professional Risks

Non-Negligent JCT 21.2.1

JCT 21.2.1 insurance was developed to fill the gap in liability issues within construction, when it’s not possible to prove that the contractor was negligent, and the employer has a liability that is not insured.

Clause 21.2.1 (or equivalent) is contained in the Joint Contracts Tribunal (JCT) standard form of a building contract. This requires insurance to be arranged, in the joint names of the employer and contractor, to protect the employer in respect of their liability for any loss or expense arising from damage to the surrounding property.

Best for

  • Cover can be offered for the majority of contracts where Clause 21.2.1 (or equivalent) is required under the terms of the contract.

Highlights

  • Experienced team of underwriters providing a quick response to enquiries within 48 hours
  • Ability to write cover in isolation
  • Competitive premiums
  • Capacity to write cover up to £10 million limit of indemnity any one occurrence
  • Surveys can be undertaken if required

 

Summary of coverage

Clause 21.2.1 (or equivalent) is purchased to provide protection against the employer’s liability for expense, liability, loss, claims or proceedings that arise due to non-negligent damage to property (other than the contract works) while undertaking a building contract due to:

  • Collapse

  • Subsidence

  • Heave

  • Vibration

  • Weakening or removal of support

  • Lowering of groundwater

Cover is in the joint names of the employer and contractor.

 

Get in touch
Adrian Farnell
Adrian Farnell

Liability Underwriting Manager - Professional Risks

Joanne Dent
Joanne Dent

Development Underwriter

Liability Claims Team

Our claims professionals work closely with you and your advisors to develop a solution-oriented strategy and to achieve a fair and efficient resolution of any claim. We will also explain how the coverage afforded under a policy applies to each claim, in a timely and comprehensive manner.

Claims handling

Documents & forms

Your team

Directory
Head office

10 Old Field Road
Bocam Park
Pencoed Bridgend CF35 5LJ
United Kingdom

+44 (0)16 568 68000
Gavin Lock
Gavin Lock

Liability Underwriter - Professional Risks

Female
Ceri Thomas

Liability Assistant Underwriter - Professional Risks

Female
Rachel Dwight

Liability Underwriter - Professional Risks

Related products

Contractors All Risks

Covering your business when life is unpredictable. We write tailored policies to support your business accounting for the unexpected.

Learn more

Employer's Liability

Protecting your business and employees’ welfare by writing bespoke solutions to ensure your employees' health and safety is paramount.

Learn more

Management Liability

Keeping clients on the financial straight and narrow is your business. Managing your risks is ours.

Learn more

Media Liability

The Media and Music sectors have faced huge operational and reputational challenges over the last few years, which is why at Tokio Marine HCC, our underwriting approach is every bit as flexible and dynamic as the market we operate in.

Learn more

Public Liability

Covering a wide range of unpredictable circumstances, providing the confidence of knowing your business is covered. 

Learn more

SME Liability

Offering protection for the day to day. For small or medium-sized business enterprises (SMEs), our experts build a level of cover to protect against your business's risks.

Learn more

Tour Ops

Our Tour Ops insurance covers firms (large and small) that combine multiple travel services, which are then sold to the customer – directly or through an agent – as a single package. Such services might include accommodation, transport or vehicle hire.

Learn more
why-tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

More about us Financial strength