At Tokio Marine HCC, our Stop Loss Group helps employers self-fund their employee benefit plans. We provide financial protection from catastrophic risks that result from high-dollar claims, such as those associated with premature births, organ transplants and cancer care.
By minimizing employers’ risks, we help them better manage predictable expenses and gain more control of their financial results. Self-funded employers own the claims data, allowing them to customize and enhance their benefit plan to provide a competitive healthcare package.
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Products
Medical Stop Loss
Protects employers with self-funded health plans against the risk of severe losses.
Captive Stop Loss
Controls the severity of risk in a self-funded program through a stop loss captive.
Cell and Gene Therapy
Helps manage the rising costs of cell and gene therapy.
Organ Transplant
Fully insured option that coordinates with Medical Stop Loss to protect a self-funded plan from losses due to transplant exposures.
Taft-Hartley
Specifically designed and dedicated unit to meet the unique needs of Taft-Hartley union plans.
Level Funded
Level Funded Stop Loss provides a unique pathway for fully insured clients to migrate to self-funding. It establishes a fixed monthly budget for claims cover...
Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.
HCC Life Insurance Company operating as Tokio Marine HCC - Stop Loss Group