Provided by Cyber & Professional Lines Group

Employment Practices Liability (SME)

Employment Practices Liability (SME) insurance programs cover the company, its management and employees against claims brought by the company’s past, present and prospective employees alleging wrongful employment practices.

TMHCC remains at the forefront of innovative, specialty products. For over 20 years, we have been providing risk bearers with unique Turnkey Reinsurance products and services.

To remain agile and innovative in an ever-evolving marketplace, we help our clients get to market quickly with bespoke products inclusive of our comprehensive program services. Our clients are then able to leverage our underwriting and claims expertise via private label and enrich their own clients’ experience.

Growing awareness of individual employment rights and more stringent legislation provide employees with a platform to sue for wrongful employment practices and with ever-increasing success. This can result in dramatic losses of company assets. Employment Practices Liability (EPL) insurance programs cover the company, its management and employees against claims brought by the company’s past, present and prospective employees alleging wrongful employment practices.

Summary of coverage

  • A broad, enhanced program that provides protection for business entities, directors, officers and employees against administrative proceedings and suits alleging:
    • Wrongful dismissal, discharge or termination
    • Employment-related misrepresentation
    • Violation of employment discrimination laws
    • Employment-related harassment, including sexual harassment
    • Wrongful failure to hire or grant tenure
    • Negligent evaluation
    • Retaliation
    • Invasion of privacy
    • Employment-related defamation and infliction of emotional distress
Get in touch
Matt Sherman

Senior Vice President, Reinsurance & Programs

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Head office

16501 Ventura Boulevard, Suite 200
Encino, CA 91436

(818) 382-2030
Matt Sherman

Senior Vice President, Reinsurance & Programs

why choose tmhcc

Why choose Tokio Marine HCC?

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, Mexico, the United Kingdom and Europe, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance.

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Not all products, coverages, or features may be available in all states. Restrictions, exclusions, limitations, and conditions apply and you should see your agent for more information. Certain products and services are provided through non-admitted insurance carriers and are not subject to certain State Guaranty Funds.